Global Fintech Landscape 2026: fewer rounds, bigger checks
Every fintech venture round from January 2020 to September 2026 in ten regions, counted one by one from Crunchbase records, regional trade press and company registries. A 36-page report with 43 exhibits, and the full dataset behind it.
- fintech venture rounds counted, 2020 – Sep 2026
- 29,820
- disclosed funding in those rounds
- $331bn
- rounds, Jan–Sep 2026 vs 2025
- −23.9%
- funding, Jan–Sep 2026 vs 2025
- +18.0%
- fintech startups in the catalog
- 41,919
Five findings
Funding in 2026 grew through a handful of large rounds while the number of rounds fell to the lowest January–September count since 2020. Each finding carries its period and the one qualification it needs.
January–September 2026 · provisional · one cell per counted round
- 60 rounds of $100M+ · 3.2% of rounds47.3% of disclosed funding · $13.6bn
- 1,789 other rounds52.7% of disclosed funding · $15.2bn
A year earlier, rounds of $100M+ took 25.9% of disclosed funding.
−16.0%funding in rounds below $100M
Total funding rose 18.0%, while funding in rounds below $100M fell 16.0%.
Rounds of $100M or more went from 36 to 60. Without prediction-market companies, funding still rose, from $24.0bn to $26.8bn.
Jan–Sep 2026 vs Jan–Sep 2025
25.1%of rounds with a funding-time article
Around a quarter of rounds went to AI-agent companies.
Up from 0.7% in 2020–22. Measured on rounds that had a news article at the time of funding, 52% of 2026 rounds.
Tested trend
37.9%of rounds, business-oriented segments
Fintech for businesses gained share; consumer fintech lost it.
Consumer-oriented segments fell from 26.8% to 19.6% of rounds between 2020–22 and 2024–September 2026.
Tested trend
58.5%of disclosed funding
North America captured 58.5% of fintech funding.
Up from 51.6% in the same months of 2021, and 49.8% of all rounds.
Two windows compared
17.9%of crypto rounds
Stablecoins’ share of crypto rounds rose from 4.7% to 17.9%.
Full years 2022 and 2025, while crypto rounds overall fell from 1,009 to 552.
Tested trend
Ten regions, one count
Each company is counted once, in the region of its operating headquarters. Rounds fell in every region; funding rose in six of them.
| North America | 920 | −11.9% | $16.8bn | +23.6% | 38 |
| EU, Switzerland, Norway | 239 | −30.1% | $2.40bn | −12.1% | 4 |
| United Kingdom | 148 | −35.9% | $1.47bn | −19.7% | 4 |
| India | 110 | −24.7% | $1.84bn | +17.0% | 4 |
| Latin America | 106 | −41.4% | $2.24bn | +25.7% | 3 |
| Middle East | 99 | −39.6% | $1.94bn | +46.6% | 4 |
| Southeast Asia | 77 | −33.6% | $1.63bn | +81.4% | 3 |
| Japan, Korea, AU, NZ | 71 | −33.0% | $295M | −21.9% | 0 |
| Africa | 69 | −20.7% | $111M | −51.0% | 0 |
| Central Asia & Caucasus | 10 | −23.1% | $5.2M | −17.5% | 0 |
What the 36 pages cover
starts on · length
- Summary and five findingsp. 2 · 2 pages
- Global fundingp. 5 · 4 pages
- Ten region pagesp. 9 · 10 pages
- Trends tested for significancep. 19 · 7 pages
- Market context: revenue leaders, adoptionp. 26 · 2 pages
- Startup catalogp. 28 · 1 page
- Method and coveragep. 29 · 4 pages
- Source notes for every exhibitp. 33 · 3 pages
Every record behind every number
The dataset ships the round-by-round list the report counts, with the source of every row and the decision taken on it, plus the raw records it was built from. Open it in Excel or load the CSVs into your own tools.
58,808 rows · 29,820 counted. Every round record found, with its sources, the counting decision and the reason for any exclusion.
| company | date | stage | usd | region_name | sources | investors |
|---|---|---|---|---|---|---|
| Crypto.com | 2026-07-16 | corporate | 400,000,000 | Southeast Asia | crunchbase | technode.global | Robinhood; Citadel Securities |
| barq | 2026-09-16 | A | 329,500,000 | Middle East | fintechnews.ae | thefintechtimes.com | Noon Investments; Sohar International Bank |
| Ajaib | 2026-08-28 | C | 270,000,000 | Southeast Asia | e27.co | fintechnews.id | SBI Holdings |
| Ridgeline | 2026-09-17 | D+ | 250,000,000 | North America | finsmes.com | alleywatch.com | Dave Duffield; Motley Fool Ventures |
| Augustus | 2026-07-21 | B | 180,000,000 | North America | crunchbase | finsmes.com | +2 | Scott Belsky; BH Digital |
81,383 rows · company records. Every company the pipeline saw, with its segment code, headquarters evidence and founding year.
| company | country | city | code | founded_on | venture_rounds_counted |
|---|---|---|---|---|---|
| Crypto.com | Singapore | Singapore | CRYPTO | 2016-06-01 | 2 |
| Augustus | United States | San Francisco | CRYPTO | 2021-01-01 | 5 |
41,919 rows · fintech startups. Fintech startups by region and segment, with staff count and the share of staff who started their role in the last 12 months.
| company | city | code | founded_on | current_staff | joined_last_12m | hiring_intensity_pct |
|---|---|---|---|---|---|---|
| Ajaib | Jakarta | WEALTH | 2019-01-01 | 503 | 119 | 23.7 |
| Crypto.com | Singapore | CRYPTO | 2016-06-01 | 2,296 | 195 | 8.5 |
1,395,751 rows · posts · 61,274 full texts. Every post collected from regional fintech trade press, with publisher, date, title and URL, and the full article text where it was fetched.
| publisher | date | title |
|---|---|---|
| e27.co | 2026-08-28 | Ajaib raises US$270M in… |
| finsmes.com | 2026-09-17 | Ridgeline Raises $250M in Series E… |
30 tables · in total. Published benchmark figures, coverage by country, sensitivity of the headline numbers and every trend test with its corrected p-value.
| table | what it holds |
|---|---|
| benchmarks.csv | published figures we compare against |
| country_coverage.csv | rounds and funding by country |
| sensitivity.csv | headlines with and without mega-rounds |
| trend_tests_holm.csv | 1,560 comparisons, 72 significant |
Three cuts for the people who use this data
Built from the same tables, so every row traces back to its source records.
Comparable rounds and active lead investors
Recent rounds by segment, stage and region, and the investors who led them.8,749comparable rounds · 21,847 lead-investor rowsTargets and partners
Fintech companies with segment, operating market, size and funding history.45,448company profilesDeal sourcing
Young companies with recent rounds and hiring signals.5,460companiesHow the count is built
Round by round, from several sources
Crunchbase records, regional fintech trade press in each market and registry filings, merged by company and date. A round reported twice counts once.
One fintech boundary
Every company is classified from its own description into one segment taxonomy. Accelerators, general blockchain infrastructure and NFT projects are outside.
One company, one region
Each company sits in the region of its operating headquarters, so a round is never counted in two regions.
Trends found in the data
Shifts were screened across 1,560 comparisons and kept only if they stay significant after correction; 72 do.
We compared our counts with published benchmarks deal by deal and report where they differ and why. Match rate within each cited list:
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Anysite Global Fintech dataset, October 2026 edition (data snapshot 27 October 2026): Crunchbase records, regional fintech trade press and company registries. 2026 figures are provisional.